How much are Shopify fees? Enter your monthly revenue, order count, and plan to see exactly what Shopify charges — plan fee, transaction fees, and your true effective rate.
Third-party gateways charge their own fees on top of Shopify's transaction fees.
A store on the Basic plan ($39/mo) does $10,000/month in revenue across 200 orders, paid through Shopify Payments.
Percentage fee: 2.9% × $10,000 = $290.00
Per-order fee: $0.30 × 200 = $60.00
Transaction fees: $350.00
Monthly total: $39 + $350 = $389.00
Annual total: $4,668.00
Effective rate: 3.89% of revenue
That's about $12.96 per day — a meaningful line item for a growing store.
A side business on the Starter plan ($5/mo) brings in $1,500/month over 60 orders via Shopify Payments.
Percentage fee: 2.9% × $1,500 = $43.50
Per-order fee: $0.30 × 60 = $18.00
Transaction fees: $61.50
Monthly total: $5 + $61.50 = $66.50
Annual total: $798.00
The fixed $5 plan keeps fixed costs low, but the 2.9% rate makes the effective cost 4.43% — higher than on pricier plans.
A scaling brand on the Advanced plan ($399/mo) processes $50,000/month across 1,000 orders.
Percentage fee: 2.4% × $50,000 = $1,200.00
Per-order fee: $0.30 × 1,000 = $300.00
Transaction fees: $1,500.00
Monthly total: $399 + $1,500 = $1,899.00
Annual total: $22,788.00
Effective rate: 3.80%
The lower 2.4% rate saves $250/month versus Basic on the same volume — more than covering the higher plan fee.
Same store as Example 1 — Basic plan, $10,000/month, 200 orders — but payments go through a third-party gateway charging a 2.0% surcharge.
Percentage fee: 2.9% × $10,000 = $290.00
Per-order fee: $0.30 × 200 = $60.00
Gateway surcharge: 2.0% × $10,000 = $200.00
Transaction fees: $550.00
Monthly total: $39 + $550 = $589.00
Effective rate: 5.89%
A 2.0% surcharge adds $200/month — switching to Shopify Payments saves $2,400 a year at this volume.
Shopify charges two core fees: a monthly plan fee (Starter $5, Basic $39, Shopify $105, or Advanced $399) and per-transaction fees on every online credit-card payment — a percentage of the transaction value plus a fixed $0.30 per order. If you use a third-party gateway instead of Shopify Payments, the gateway's own fees (the surcharge) stack on top. This calculator totals all of it so you see your true monthly cost of selling.
| Plan | Monthly Fee | Online Rate | Per-Order Fee |
|---|---|---|---|
| Starter | $5 | 2.9% | $0.30 |
| Basic | $39 | 2.9% | $0.30 |
| Shopify | $105 | 2.6% | $0.30 |
| Advanced | $399 | 2.4% | $0.30 |
Third-party gateways add a 2.0–3.5% surcharge on top of Shopify's rates. At $10,000/month, avoiding a 2% surcharge saves $200 a month — $2,400 a year.
Upgrading from Basic ($39) to Shopify ($105) cuts the rate from 2.9% to 2.6%. On $50,000/month that saves $150 — the upgrade pays for itself.
The $0.30 per-order fee hits small orders hardest. Bundles, free-shipping thresholds, and upsells shrink the fixed fee's share of each sale.
App subscriptions, themes, and domains quietly add up. Cancel apps you don't use — every $12/month app is $144 a year off your bottom line.
Shopify's pricing has two parts. The plan fee is a flat monthly subscription that unlocks your store — Starter ($5), Basic ($39), Shopify ($105), or Advanced ($399). On top of that, every online credit-card payment through Shopify Payments carries a transaction fee: a percentage of the sale plus a fixed $0.30 per order.
The $0.30 fixed fee is the same for every order, no matter the size — Shopify's way of covering the fixed processing cost of each card transaction, the same way Stripe and PayPal charge a per-transaction fee. It's why a $5 order costs proportionally far more than a $500 order: the $0.30 is a much bigger share of a small sale. Raising your average order value is the most direct way to shrink its impact.
None of these show up on your plan's price tag, which is why the calculator above lets you add optional monthly add-on costs — so your estimate reflects your real store, not just the subscription.
Your payment processor choice changes your fee bill more than almost anything else. Shopify Payments is Shopify's built-in processor and carries no surcharge — the rates above (2.9% to 2.4% + $0.30) are the complete cost. With a third-party gateway like PayPal or Stripe, Shopify still charges its transaction fee, and then your gateway charges its own fee on top.
No extra surcharge — the plan rate is all you pay. Faster payouts, built-in fraud analysis, and one dashboard. Best choice for most stores, especially in the US.
PayPal and Stripe add roughly 2.0–3.5% + $0.30 per transaction on top of Shopify's own fee. Sometimes worth it for buyer trust or markets where Shopify Payments isn't available.
At $10,000/month, a 2.0% surcharge costs $200/month — $2,400 a year. The calculator's third-party option shows this impact instantly with your own numbers.
Bottom line: if Shopify Payments is available in your country and you don't have a specific reason to use another processor, it is almost always the cheaper option. The calculator lets you compare both scenarios side by side before you commit.
You can't negotiate Shopify's published rates, but the total you pay is very much within your control. These strategies consistently cut the fee bill for real stores:
Eliminating a 2.0–3.5% third-party surcharge is the single biggest fee cut available. Run the numbers with the third-party option above to see your savings.
Each tier drops the rate by 0.2–0.3 percentage points. Once your volume is high enough that the rate savings exceed the higher plan fee, upgrading is free money.
The $0.30 fixed fee shrinks as a share of each sale when orders grow. Bundles, volume discounts, and free-shipping thresholds all push AOV up.
Audit your app subscriptions quarterly. A $15/month app you barely use is $180 a year — and every dollar of overhead raises your effective fee rate.
Remember: your effective rate is monthly total ÷ revenue — so growing revenue while keeping fees flat automatically improves it. Use this calculator to model plan upgrades and processor changes before you switch.
⚠️ Important Financial Disclaimer: This Shopify Fee Calculator is for informational and educational purposes only. It provides estimates based on the inputs you provide and should not be considered financial advice. Shopify's pricing, plan fees, and transaction rates change over time and vary by country and sales channel. The rates shown here are current US online credit-card rates for Shopify Payments — point-of-sale (in-person) rates and international rates differ. Always check Shopify's official pricing page (shopify.com/pricing) and your billing statements for accurate, current figures.